Mortgage Platform
Find & buy homes with an assumable mortgage nationwide
What is an assumable
mortgage?
Save Thousands With
Assumable Mortgage
Find out how much you are assumption pre approved for
The Only National Assumable Mortgage Resource
Save on interest and qualify for more house
Search Nationwide assumable mortgage listings
Uncover the hidden gem listings that qualify for a loan assumption! We even calculate the estimated mortgage payment and savings on each listing!
WE HANDLE THE HARD PART
We Make Assumable Mortgages Easy
Get pre approved for a loan assumption with nothing out of pocket and no effect on your credit score! Even if you have been pre approved through a bank for a mortgage, you’ll want to find out how much more you qualify for with a loan assumption.
Use our search feature to find qualifying listings. See estimated payments and savings on each listing!
Make an offer
We will call the listing agent to help get your offer accepted. There are a lot of misconceptions out there on loan assumptions, even among real estate agents. We make sure to clear any misunderstandings and explain our streamlined process to them to help get your offer accepted.
Move in
Home sweet home! Move in and enjoy the next 30 years of interest savings!
THE #1 RESOURCE ON ASSUMABLE MORTGAGES
Advantage Assumptions Mortgage Resource Center
Assumable Mortgage: what it is how it works pros and cons in
Find homes with assumable mortgages | Rates below 3% Save Thousands an
Use Advantage Assumptions Mortgage Experts to Make Your Assumable Home Purchase Stress-Free
Frequently Asked Questions
All about the Advantage Assumptions Mortgage
Advantage Assumptions is a platform that helps you find homes for sale with an assumable mortgage. We identify properties that are listed for sale with FHA and VA loans identifying them as assumable mortgages. We then calculate estimated payments and savings on each listing.
Use our search feature to find qualifying properties in your market!
With the rise of interest rates, assuming a low rate mortgage presents a huge money saving opportunity! A buyer will also have less years to pay on a loan because the seller has already been paying down the mortgage. If the interest rate is lower than current rates on an assumable loan, it is a no-brainer way to buy a house.
Sellers who understand the benefits of their assumable mortgage can market this to potential buyers, ultimately attracting more buyers due to the affordability their mortgage presents. If you are not sure if you have an assumable mortgage, get in touch and we will let you know!
A loan assumption not only produces a lower payment for buyers, the closing costs are lower than a mortgage origination! A loan assumption eliminates common costs associated with getting a loan, such as discount points and appraisal fees.
We will conduct a quick and easy loan assumption pre approval. This way you know if you qualify (before you invest too much time or energy in finding an assumable property) and how much you qualify for. Even if you have been pre approved for a mortgage you will likely qualify for more with a loan assumption and will want to see what your new budget is!
We help with everything associated with obtaining a loan assumption. We help you find eligible properties, we help you get pre approved, if you need a real estate agent we will refer you to a local realtor that we partner with, and we process all the paperwork with the lender to ensure a timely closing on your loan assumption. We help every step of the way until you close on your new home!
An assassumable mortgage is one that allows a buyer to take over the existing terms in the transfer of real estate. This transfers the old loan out of the sellers name into the buyers name, releasing the seller of liability. Only government backed mortgages qualify; FHA, VA and USDA loans.
THE #1 RESOURCE ON ASSUMABLE MORTGAGES
Featured Properties
Advantage Assumptions
info@advassumptions.com
Phone: (877) 231-0231
ADDRESS
254 Chapman Rd Ste 209 Newark DE 19702